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My Lords, nobody in this House would disagree with the idea that we must do as much as possible to reduce financial exclusion and promote financial inclusion, but, again, I am not sure that the amendments are practical. Normally, anything proposed by the noble Lord, Lord McKenzie, and the noble Baroness, Lady Kramer, is of the very greatest sense; I know that from experience going back many...
My Lords, I understand the motives of the noble Lord, Lord Sharkey, and other noble Lords in seeking to introduce a consumer protection function to the Bill. However, I believe that it places too broad and onerous a responsibility on the single financial guidance body. If noble Lords look at the functions already included in the Bill, the first three are specific. The fourth, the strategic...
My Lords, I, too, have some sympathy with the amendment tabled by the noble and gallant Lords, Lord Craig, Lord Boyce and Lord Walker. I hesitate to intervene in a debate in which such illustrious military leaders have spoken, but I have some experience—10 years as a Territorial Army soldier and 10 years as an Honorary Air Commodore in the Royal Auxiliary Air Force. Therefore, all of my...
Entered the House of Lords on 27 May 2004
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