New Clause 13 - Terms in mortgages relating to children or benefits status

Part of Renters (Reform) Bill – in a Public Bill Committee at 2:45 pm on 28 November 2023.

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“(1) A term of a mortgage of premises that consist of or include a dwelling is of no effect so far as the term makes provision (however expressed) requiring the mortgagor to—

(a) prohibit a tenant under a relevant tenancy or regulated tenancy from having a child live with or visit them at the dwelling, or

(b) restrict the circumstances in which a tenant under a relevant tenancy or regulated tenancy may have a child live with or visit them at the dwelling.

(2) A term of a mortgage of premises that consist of or include a dwelling is of no effect so far as the term makes provision (however expressed) requiring a mortgagor to prohibit a tenant under a relevant tenancy or regulated tenancy from being a benefits claimant.”—

This new clause provides for terms of a mortgage to be ineffective so far as they would prohibit a tenant from having a child live with or visit them or from being a benefits claimant.