The Opposition have no problem with the clauses that the hon. Gentleman has talked us through. However, we have one question about charges for non-rate payers: do businesses have similar protection against increases? Beyond a certain percentage, council tax payers have the protection of the referendum; is there a similar protection for businesses, and small businesses in particular? Small businesses affected by flooding frequently use up available capital to restore their businesses and sometimes struggle with insurance. We would not want a situation whereby businesses in an area affected by flooding face increases that are greater in proportion than the increases rate payers face. We should make sure that there is an element of fairness, and I would be grateful if the hon. Gentleman set that out for the record.