It is a pleasure to serve under your chairmanship, Mr Hanson.

Quite simply, the Bill will fill a gap in the law that few people even know exists. Around 4,000 people go missing every single year, yet there is currently no mechanism under the law for anyone else to manage their property and financial affairs. Data protection and contract law prevent dialogue between banks, landlords, insurance companies or utility companies, for example, and any party other than the account holder—I note at this point that the Bill has the full support of the Council of Mortgage Lenders—and the missing person, their estate and their dependants are often worse off as a result. The new status of guardian of the property and affairs of a missing person will fill that gap and help families and others after a disappearance. Many of us have benefited from similar powers in other difficult circumstances, such as when someone close to us passes away or is no longer able to manage their own affairs because of dementia or other mental capacity issues.

The core provision of the Bill is that the court will have the power, on the application of a person with a sufficient interest in the property and affairs of the missing person, to appoint a guardian. The Bill draws on systems used abroad—in certain states of Australia, for instance—and on the system for appointing deputies under the Mental Capacity Act 2005. It provides that the guardian will take control of some or all of the property and financial affairs of the missing person, who must generally have been missing for at least 90 days; will have authority to act on the missing person’s behalf; will be able to use the missing person’s property to help those left behind; will be accountable for his or her actions and supervised by the Office of the Public Guardian; will be appointed for a renewable period of up to four years; and, crucially, will be required to act in the missing person’s best interests. The small fee involved will be payable by the missing person’s estate, so there will be little or no cost to the taxpayer.

Clauses 1 to 7 cover who is defined as a missing person, who can be appointed as a guardian, when, how and for how long a guardian can be appointed, and the extent of the guardian’s role and powers. I commend them to the Committee.