I suppose the key to making guidance work is that it needs to stick in your head and make you change your actions after you have received it. Do you have any ideas about how we could get the guidance followed up, or checked up on? Perhaps when someone goes to buy a product, say, should there be a kind of follow-up prompt in that situation, saying, “Before you sign on this dotted line, have you had your guidance? Have you thought about your spouse?”? Is that something we ought to be regulating for as well?