One complexity of the state pension system is that if the person to whom someone is married dies before they have drawn their pension, the surviving spouse can have either a lump sum—the pension that their spouse would have drawn—or a survivor’s pension. Again, this is in the circumstances in which the person died under the present system and the surviving spouse is under the new system.
This clause ensures that a single-tier pensioner can inherit a lump sum or an increment from their late spouse or civil partner if the deceased had deferred their old-scheme state pension. The details of the clause cover the choice of payment and inheritance of a lump-sum payment. Clause 9 provides for inheritance of increments, and schedule 5, which I will move formally, sets out the circumstances that apply and determines the amount payable. I therefore commend clause 8 to the Committee.
I am grateful to the hon. Gentleman for giving way. Clearly, as we said at the start of proceedings on the Bill, people can draw a pension under the terms of the Bill only when they have reached the state pension age under the Bill. They can then inherit a pension in respect of someone to whom they were married who has died, who may be a single-tier pensioner or not. The rules are different, but they have to be in excess of state pension age to draw this payment.