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That is why my hon. Friend is much cleverer than I am. He is absolutely right. It is the principle of not taking money, and of leaving people with as much money as we judge to be reasonable before we begin to tax them. We have now drawn that level at £10,000. I hope, looking beyond 2014 or 2015, that we will continue to raise it, after we win the next election in 2015, to more than the magic £10,000.