Excellent. Members may wish to direct questions to specific witnesses; otherwise direct them among yourselves as appropriate.
Before calling the first Member to ask a question, I remind all Members that the question should be limited to matters within the scope of the Bill and that we must stick strictly to the timings in the programme order the Committee agreed. I hope that I do not have to interrupt mid-sentence but will do so if need be.
First, on the Green investment bank, I call David Mowat.