Part of Financial Services Bill – in a Public Bill Committee at 4:00 pm on 12 January 2010.
The hon. Gentleman is right to point to that. What I am trying to explain is that the system here is very different from the one in the United States. We are certainly not signalling in the collective proceedings proposals that we should move in that direction, but we believe that the proposals will be a useful addition and will give consumers more power.