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Stephen Alambritis: The FSB is of the firm view that there is no justification for any employer to discriminate on grounds of age. Employers look to the Government to set an age for retirement that would focus everyones minds. Small employers, in particular, do not have the resources to try to decide a way through what should be the retirement age of their staff, so a retirement age decided by the Government is a focal point for small employers in particular. If one of our members has a member of staff who is valuable, loyal and productive, and there is a strong relationship with the business, they would strive to do all that they could to keep that member of staff on. We do not see any element of age discrimination as a huge problem within the small business sector.