First, we would not have to amend the Bill in order to enable that change to take place. Subsection (1) would allow that. Therefore, there is scope to allow that. It does not need to be in the Bill.
We do need to have a clear view by 2012 because there may well be people who wish to transfer into personal accounts a sum that is perhaps held in a non-pension saving pot. I am sympathetic that there is an argument but I want to look at the detail so, therefore, I am not disposed at this point to put it into the Bill.