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The clause creates a power to extend the SRR to credit unions. We will keep the position under review, but we have no immediate plans to extend stabilisation powers such as bridge bank, temporary public ownership and private sector purchasing powers to credit unions at this time. Credit unions have a relatively small number of depositors, and their failure does not pose the same threat to financial stability that the failure of banks and building societies might. Moreover, credit unions are dealt with effectively under existing insolvency procedures. However, it is important to keep the matter under review. We have talked about future-proofing legislation, and that is what this provision does.