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I hope that the Minister will indulge me in this question. Is she saying that somehow the person who owes the money has deceived by not listing their assets? Usually, when someone has an obligation they must list all their assets and if they do not, they have broken the law in some way. Alternatively, is the Minister saying that if somebody suddenly wins the lottery or inherits a new house, there is a new asset to which a creditor can have an attachment? It would be helpful if that could be clarified.