I thank the Member for giving way. He refers to the debt that the Executive have accrued over recent years: does he not concede that a large proportion of that is a direct result of the voluntary exit scheme? Does he not see the benefit that:
"Each £100 million of borrowing will cost between £3 million and £4 million a year in loan repayments, but will yield annual savings in excess of £50 million"?
Is it not a good thing to have that money available for investment?