The impact on the noble Baroness’s family reminds us every time we hear of it that there is a real human cost. It is very easy for all of us to consider this just to be news and outside of your Lordships’ House. This scandal was in your Lordships’ House, it was in this building, and the noble Baroness’s family paid the price for it.

The noble Baroness makes a really interesting point about the affected being able to register sooner rather than later. Obviously, IBCA has its programme in place, but I will speak to IBCA to see what schemes could be put in place.

With regard to the impact on affected estates of people passing away, there was a change also announced this week. The Government acknowledge the inquiry statement that delays in delivering payments to the affected community have left some individuals at a disadvantage. Therefore, the estate will be eligible to claim compensation where the eligible affected person passes away from 21 May 2024 to 31 March 2031. We have extended the end date so that the estate will still be able to claim—we have gone further than the recommendation of the inquiry.