My Lords, I must declare that I am an owner and occupier of a leasehold flat in a building with cladding, and also an elected member of the leaseholder management board of that block. During the course of this Question, the extent of the problem and the effects of it have clearly been highlighted. It is necessary for the Government to prioritise, ensuring of course that the buildings most dangerously at risk are addressed first.
However, this makes it all the more important that the Government reach a new agreement with lenders, in relation to the owners of leasehold flats within buildings who have taken all the necessary interim safety measures. Not only are leaseholders currently prevented from being able to sell or remortgage their property, but those same leaseholders might need to remortgage to finance their very costly contribution to the remedial works. I note what the Minister said, but the costs are falling on to leaseholders, not freeholders. So can the Minister tell us what discussions he is having with lenders on this particular matter in order to address the urgency of it?