My Lords, there is no doubt that the costs of historic failure, with regard to the quality of construction, mean that the costs will exceed the £1 billion that we have committed—but we do not expect the entire burden to fall on the taxpayer. We should note that, from the first fund, a number of private building owners have moved to remediate that or used warranties to raise the funds, so it has not fallen on leaseholders. I would point out that there has been an unacceptable culture within the construction industry, built up over successive Governments, that this Government are trying to address.