My Lords, is the Minister aware of the plight of the creative industries? For instance, 72% of those working in the music industry are freelance. Last week, the Creative Industries Federation conducted a survey which showed that almost 50% of freelancers in the creative industries who responded to its poll had already had 100% of their work cancelled. Will the Government urgently consider a scheme in Norway—the noble Lord, Lord McNicol, has already mentioned schemes in Belgium and Denmark—which has guaranteed temporary income protection of 80% of average self-employed earnings from the past three years? That seems exactly the kind of scheme that would fit the bill here.