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My Lords, I hope that the noble Baroness will accept that the Government have done a number of things, including introducing a new mandatory national living wage which has meant a £600 a year increase in earnings for a full-time worker on the previous national minimum wage. According to the ONS, the lowest-paid workers are seeing their pay go up most—by more than 6% last year. We obviously need a safety net and we have a safety net. As I say, the amounts the Government are spending on disability, incapacity, the unemployed and mental health are very considerable indeed. In fact, as a share of GDP the UK’s public spending on disability and incapacity is higher than that of any G7 country except Germany.