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I beg the Committee's pardon. Anyhow, there is a warning: it should be the Financial Services Authority. However, I see considerable confusion on the Benches of the Official Opposition, as the noble Lord, Lord Forsyth, somehow believes that Amendment No. 6 has something to do with a business plan. It has absolutely nothing to do with that. It is all to do with ensuring what the noble Lord, Lord De Mauley, referred to as the independence of the operations of the management of Northern Rock. The Official Opposition should sort out what they really think the amendment is about.