I accept what the Minister said about there being no transfer to Granite since September of last year, but there were transfers before September of last year. According to the technical note, Northern Rock received value for those transfers at the time of the transfers so that, at the time of the transfers, it seems to me that the ownership of those assets moved from Northern Rock to Granite. Northern Rock may have been giving management services to Granite with regard to those assets, which it clearly did, but it no longer owned those assets. None the less, we are told that those assets appeared on its balance sheet. That cannot be so. What on earth is going on? No doubt these special investment vehicles are more sophisticated than I appreciate. I wish that the Minister would explain how it is that assets that Northern Rock no longer own, for which it has received value, appear on its balance sheet.