My Lords, the noble Lord ignores the fact that the Government are also cutting the corporation tax rate and reducing the impact on business. We ought not to talk our prospects down. Next year's growth is not predicted to be at the same level as this year's, but it will still be a healthy 2 per cent and reflect the fact that we will be one of the faster growing economies among the leading world economies. Therefore, there is strength and momentum in the economy for us to be confident about the immediate future.