Universal Credit (Removal of Two Child Limit) Bill – in the House of Commons at 10:15 pm on 23 February 2026.
Votes in this debate
“(1) The Secretary of State must, within 12 months of this Act coming into force, review the effect of this Act on—
(a) overall levels of child poverty in the UK;
(b) levels of destitution and deep poverty among households with children;
(c) households in receipt of Universal Credit which include children;
(d) educational outcomes for children in households affected by poverty;
(e) physical and mental health outcomes for children in households affected by poverty; and
(f) longer-term impacts on economic participation, workforce skills, and demand on health and welfare services arising from child poverty and destitution.
(2) The Secretary of State must lay before Parliament a report setting out the conclusions of the review.”—(Charlie Maynard.)
This new clause would require the Secretary of State to undertake a review of the effects of the Act on child poverty, destitution, and wider social and economic outcomes.
Brought up, and read the First time.
Question put, That the clause be read a Second time.
Division number 432
Universal Credit (Removal of Two Child Limit) Bill Committee: New Clause 3
Stephen Timms
The Minister of State, Department for Work and Pensions
10:34,
23 February 2026
I beg to move, That the Bill be now read the Third time.
Scrapping the two-child limit is an investment in the future of children and of the country. Two million children will benefit from this Bill. We will be held to account on progress through the monitoring and evaluation arrangements we have put in place to ensure that the change we are making is genuinely lasting. I want to thank every Member who has contributed to these debates. Removing the two-child limit from universal credit will help more children to fulfil their potential, to grow up make a positive contribution and to be part of a fairer, stronger country. I hope that the whole House will now support this vital measure.
Helen Whately
Shadow Secretary of State for Work and Pensions
10:35,
23 February 2026
I thank my hon. Friends for their contributions during the passage of this Bill. In particular, I thank my hon. Friend Rebecca Smith, who has argued with true passion against the Bill, drawing on her own experience as well as her sound principles. I also thank my hon. Friends the Members for Solihull West and Shirley (Dr Shastri-Hurst) and for Hinckley and Bosworth (Dr Evans), my right hon. Friends the Members for Tonbridge (Tom Tugendhat) and for North West Hampshire (Kit Malthouse) and my hon. Friend Sir Ashley Fox, who spoke on Second Reading, and my hon. Friend Katie Lam, who spoke in Committee this evening, and pointed out with customary clarity the flaws in the reasoning of Labour Members.
We have all seen the strength of feeling among MPs who support this Bill, but passion does not make a policy right. Children are a blessing, but they are also a responsibility. Parents up and down the country work long hours and make sacrifices to bring up their children. Many couples question whether they can afford one child, let alone three, four or five. They make tough but responsible choices, yet this Bill means they will be taxed to fund other people who make choices they know they cannot afford, and that is fundamentally unfair. It is unfair to people who make responsible decisions, unfair to people who decide to live within their means and unfair to the people who cannot get a job, let alone afford to start a family, because this Government are wrecking the economy with ever higher spending and higher taxes.
People do not get a pay rise from their employer when they have another child; they make their money stretch further. However, for people on universal credit, this Bill means their benefits will rise by thousands of pounds for each extra child they have. Some families are about to get tens of thousands of pounds extra. A single parent with five children will be able to get £10,000 more, and an annual income just from benefits of over £45,000 untaxed. To get the same through work, someone would need to earn £60,000.
I heard that the Secretary of State for Work and Pensions, who is standing behind the Chair, was due to talk about welfare reform this evening. I say to him and all Labour Members that anyone serious about welfare reform or about ending the welfare trap would vote against a Bill that makes benefits pay this much more than work. Anyone serious about fiscal responsibility would not vote for a Bill that adds £3 billion a year to the ballooning welfare budget and costs £14 billion over the next five years. That money is not just sitting there jingling in the Treasury bank account waiting to be spent on this; it will have to be taken from a small business desperately trying not to let staff go, from a family already struggling with food and energy costs, or from the next generation through higher borrowing. However Ministers dress it up, someone else will pay.
Labour Members have said that this Bill cuts child poverty. What they generally mean is that it reduces relative poverty, a statistic that tells us nothing about whether children’s lives are actually looking up. They ignore that relative poverty tends to look better when the country gets poorer, which is exactly what their policies are doing to this country. They have done it before and they are doing it again—taxing more to spend more, killing growth and killing jobs.
What really makes a difference to children’s lives is having their parents in work, but what are the Government doing about that? They are making it less likely. Under this Government, we have seen—[Interruption.] I know that Labour Members do not want to hear it, but we have seen the fastest increase on record of children growing up without a parent in work. Unemployment has gone up every month; now it is at its highest for five years.
This debate is about more than just one policy; it is about two different visions for our country. Labour’s answer to every challenge is the same: spend more money. Labour Members see people as victims of circumstance, and their instinct is always to compensate rather than change the circumstance. We see it differently. We know that children are better off if the country is better off; if there are more jobs, higher wages, lower inflation and stronger growth. Look at the moments in our history when living standards rose for everyone. It was when people were motivated to strive, ideas were turned into businesses and hard work reaped rewards. That is how countries get ahead and their children thrive. [Interruption.]
I do not expect the argument that I am making to be popular in this Chamber, although—[Interruption.] I am not expecting Labour Members to like what I am saying, but it is popular out there in the real world. I know that every other party represented here wants to expand the state—not just Labour, but the Lib Dems, the Greens, the SNP, Plaid, and who knows how Reform will vote tonight? I can see one Reform MP is here; maybe somebody will help his colleagues to find their way to the right Lobby tonight.
I think Reform now says that it would keep the cap, but it still does not back it in principle; it is just a question of timing. Well, well. The Prime Minister has decided that the time is now because he needed to save his skin. He is not a Prime Minister who will take the tough decisions to control the welfare bill and make work pay, because that would require a backbone and the support of his Back Benchers. Only Conservatives are prepared to make the argument for welfare savings and stand up for principles like fairness, personal responsibility and living within your means. Other parties compete to be more generous with other people’s money; we do not. Conservatives believe in a country where work pays, responsibility is valued, and welfare is a safety net, not a lifestyle choice. That is the difference not just over the two-child cap, but over the direction of Britain itself.
Kirsty Blackman
Shadow SNP Spokesperson (Work and Pensions), SNP Chief Whip, Shadow SNP Spokesperson (Equalities)
10:42,
23 February 2026
The SNP has been at the forefront of opposing this policy since the very first day it came in. Since the very first day that we spotted in the legislation the rape Clause, which meant that people were going to have to tell the Department for Work and Pensions that they had been raped in order to get an exemption from the two-child limit. Women had to go through that cruel, inhumane system just to ensure that their children were eligible for the social security payments. From day one, this was a cruel policy from the nasty party.
This is not a debate about whether people should be working or not. This is not an issue that pits the workers against the workless. This is about children. This is about kids being able to afford to eat. This is about their parents being able to ensure that they can grow up in a house that is warm; that they can have food in their tummies before they go to school; that they can have shoes that fit. This is about ensuring that kids are looked after and have the best possible life chances. This is about ensuring that poverty is reduced. No child should be growing up in poverty. No child, whether their parents are working or not, should be growing up in poverty.
The Conservatives talk about making work pay. Well, they could have put in a real living wage, but they did not; they put in a pretendy living wage and called it the living wage, knowing that people could not actually live on it, so I am not sure they have a huge amount of high ground when it comes to making work pay. In fact, the system we have had until now has been the system the Conservatives created, so they do not have a great amount of high ground over the size of the social security system that Labour has been working with either, because that is the system they made.
I am pleased that Labour is removing the two-child limit today. I am pleased that it will come in from April. I am not terribly happy that it has taken us this long to get to that point.
Before I sit down, I want to commend every person across this House who has supported the removal of the two-child limit, and particularly those who have chosen to do so when their party did not want them to—that is the worst and most difficult position to be in. I really appreciate those who were willing to stick their head above the parapet and do what was right on this. I know it is incredibly hard to take that step.
We have heard lots of criticism today, with lots of people saying that the Bill could go further and that there is more that could be done. There is, inevitably, more that could be done; there is always more that could be done to keep children out of poverty. However, this is a good step. Children will be better off as a result. Children will have improved life chances. What are we all here for, if not that?
Question put, That the Bill be now read the Third time.
Division number 433
Universal Credit (Removal of Two Child Limit) Bill: Third Reading
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Caroline Nokes
Chair, Speaker's Advisory Committee on Works of Art, Chair, Speaker's Advisory Committee on Works of Art, Deputy Speaker (Second Deputy Chairman of Ways and Means)