I am grateful to the Chair of the Treasury Committee for making this statement today. She will be aware that one of the main reasons why a lot of small businesses have to rely on bank funding is because bigger businesses do not pay their Bills on time, and all too often do not pay their bills at all. A lot of small businesses in my Constituency, particularly in construction-related work, tell me that they sometimes have to wait six months or more to get paid. That increases the risk factor for a bank, because it is much more likely that the small business will fail. Has the Committee looked at the problem, or does it intend to do so, where small businesses, particularly in the construction sector, are not paid for their work?