I am proud that we have a record number of students going to university. I have already mentioned the fact that the disadvantaged are 74% more likely to go to university than they were before. I will tell the hon. Gentleman what we are doing to help students: we have a £286 million welfare fund that we give to the OFS; we have increased loans by 2.8%; we have frozen tuition fees; families across the country have been given, on average, £3,700 to help with energy bills and other bills; we have given hundreds of millions of pounds to the household support fund to support all families; students know that they can have their loans reassessed if their family income falls by 15%; and finally, we have introduced degree apprenticeships so that students do not need to take out a loan but can earn while they learn and get a good, skilled job at the end.