Part of Levelling Up, Housing and Communities – in the House of Commons at on 22 January 2024.
Jim Shannon
Shadow DUP Spokesperson (Human Rights), Shadow DUP Spokesperson (Health)
I thank the Minister for that answer. What discussions has he had with large UK banks, such as Danske Bank in Northern Ireland, to ensure mortgages are made as accessible as possible for first-time buyers, encouraging them to buy, not rent, when they have a steady income? Further, are there any plans to reintroduce the help to buy ISA?
Ministers make up the Government and almost all are members of the House of Lords or the House of Commons. There are three main types of Minister. Departmental Ministers are in charge of Government Departments. The Government is divided into different Departments which have responsibilities for different areas. For example the Treasury is in charge of Government spending. Departmental Ministers in the Cabinet are generally called 'Secretary of State' but some have special titles such as Chancellor of the Exchequer. Ministers of State and Junior Ministers assist the ministers in charge of the department. They normally have responsibility for a particular area within the department and are sometimes given a title that reflects this - for example Minister of Transport.
