My hon. Friend is absolutely right. Care is expensive, and about one in seven people end up spending more than £100,000 on their care. Many people do not realise that care may cost them that sort of amount. It can take them by surprise, so people are not ready for that kind of cost. Yes, people who have worked hard and saved all their lives for their home can be devastated by the value of that home going on the cost of their care. That is why we are determined that this will be one thing that we address in our social care reforms.