This Government are making the dream of home ownership a reality for people across England, taking generation rent and turning it into generation buy. I am delighted that earlier this month we launched our First Homes scheme, with the first properties ready for sale in Bolsover, providing homes discounted by at least 30% for first-time buyers, priority local people and key workers. Our new 95% mortgage guarantee has already given lenders the confidence to help families and young people get on to the property ladder, without the burden of a large deposit.