My hon. Friend raises an important point. We went into the pandemic as one of the leading countries in the world in terms of having a cashless society. The chief executive of the Royal Mint, based in Llantrisant in Wales, has suggested recently that coin use may have dropped by as much as a fifth over the course of the pandemic, and much of that will not be restored afterwards, so it is important that we protect access to cash for the most vulnerable in society, including those in smaller towns, villages and rural areas. My right hon Friend the Chancellor has committed to doing just that and ensuring that the infrastructure that supports cash is sustainable in the long term, including proposals that would see cashback offered at shops without consumers having to make a purchase.