This Government are making the dream of home ownership a reality, with the number of first-time buyers now at its highest level for 12 years. Over the past decade, our schemes like Help to Buy and Right to Buy have helped nearly 700,000 families to buy a home of their own. Applications for the Help to Buy affordable new-build scheme in Scotland have now been closed and the Scottish first home fund is currently paused, but the people of Scotland need not worry: we are working very closely with the Chancellor on how to increase the options for first-time buyers looking to access mortgages across the United Kingdom, which will, in turn, help more people in Scotland to become homeowners, from Glasgow to Inverness.