Supporting Disadvantaged Families

Part of the debate – in the House of Commons at 5:23 pm on 9th November 2020.

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Photo of Margaret Greenwood Margaret Greenwood Labour, Wirral West 5:23 pm, 9th November 2020

People who have already had a mortgage holiday for six months are not eligible for another one under the Government’s scheme, so many people will be worrying about how they will keep a roof over their heads this winter. Furthermore, the scheme does not cover mortgage interest, so that will still accrue during any payment holiday. Back in April 2018, the Government scrapped the support for mortgage interest payment and replaced it with a loan, despite warnings from Labour that that would put low-income households at risk. What consideration has the Secretary of State given to reinstating SMI, and will she abolish the nine-month waiting period, which renders the scheme unfit for purpose?