If I may, I will pick up on something that the hon. Gentleman has said. Many speakers on the Opposition Benches have also said this. They talk about the race to the bottom with regard to regulations. Please will he indicate where he sees any of that deregulatory zeal in this Government? I would like to see some deregulatory zeal. The truth of the matter is that, historically and certainly in recent years, the pattern of regulation of markets, whether in Scotland or in the rest of the United Kingdom, is for more and higher regulation. That is the story. The Government want to continue to maintain high standards. Where can he point to, so that I can see all these things that he is waving around as something we should be fearful of?