I absolutely agree with my hon. Friend’s sentiments. My right hon. Friend the Secretary of State will announce our new First Homes policy very soon, which will provide discounts of at least 30% on the cost of buying a new home. That will help a new generation of first-time buyers to buy their own home. I am in constant contact with the lending community, to make sure that it is offering decent lending products—decent mortgages—that are affordable to the broad mass of people. I shall continue those efforts, to ensure that people who want to buy and own their own home can do so.