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I thank my hon. Friend for raising that excellent programme. He is absolutely right; a strong understanding of numeracy—for example, calculating percentages or doing divisions—underpins a young child’s ability to manage money. This Government’s reforms have made a step change in progress on numeracy and literacy for those young children, but that needs to be backed up by practical applications. Many organisations that support schools with financial education are adapting their programmes, and Young Money is an excellent example of that.