I thank my hon. Friend for his question; I am pretty sure I got the gist, and he is right to refer to the support that banks need to be providing to customers. Thanks to the work of the Chancellor, the major banks and building societies have provided relief to those impacted by coronavirus, including deferring mortgage and other loan repayments, increasing overdraft limits and increasing credit card limits. By the first week of April, 1.2 million mortgage payment holidays had been granted. In this national effort, as we pay tribute to those across the country stepping up to the plate, we certainly expect the banks to do their bit.