Part of the answer is building more homes in the places where they are most in demand. That will be at the heart of the reforms we will bring forward, and my hon. Friend represents an area that is in great demand. Some of the freedoms that we are encouraging—to build upwards gently and to reimagine town centres and high streets—will ensure that more homes are built sensitively in places such as Guildford, but we are also bringing forward a fleet of policies to help home ownership. One of them is our First Homes policy, which will enable local first-time buyers in her area to get a 30% discount on their first home. We are also looking at long-term fixed-rate mortgages, so that it is much cheaper and more certain when you are taking out your first mortgage. Of course, the Help to Buy scheme and our existing home ownership schemes have helped more than 600,000 first-time buyers on to the housing ladder since 2010.