Karbon Homes, a registered social landlord, has over 30,000 homes in the north and north-east. Detailed research that it has conducted shows that the five-week delay in universal credit payments ensures that many families amass huge rent arrears before receiving anything and are trapped in debt for years. Some 72% of its tenants on universal credit are now in significant rent arrears, with over half of them technically destitute. The Prime Minister’s mantra that work is the route out of poverty is true only if there are jobs that are full time, permanent and decently paid. When will he stop this deliberate policy of inflicting impoverishment and destitution on tenants of Karbon Homes and other registered social landlords in the north-east?