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I have just been given wonderful news and the House will rejoice: the documents are now available on the gov.uk website, so I imagine that people will now flee the Chamber so that they can read them earnestly before bringing forward further points.
To answer my hon. Friend Martin Vickers, access to banking is a really serious issue for people. The Government are committed to supporting digital payments and safeguarding access to cash for those who need it, and we are pleased to see banks signing up to the banking framework agreement with the Post Office. It is saddening that Barclays has not been able to reach an agreement with the Post Office. I hope that efforts like that of my hon. Friend will put pressure on the banks to behave in the best interests of their customers and to ensure that service continues.