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Universal Credit: Financial Resilience

Part of Oral Answers to Questions — Work and Pensions – in the House of Commons on 7th October 2019.

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Photo of Patrick Grady Patrick Grady SNP Chief Whip

This is Challenge Poverty Week, and plenty of people are challenged by UC. They face what Citizens Advice Scotland describes as an “acute dilemma” between enforced hardship for five weeks, while there is no income whatsoever, and ongoing hardship if they choose to take out a loan and have to face reduced monthly payments while they pay back that loan for the first five weeks.