I thank the hon. Lady for raising that point, because I have seen this happening a lot in my own area recently. There are some deprived places in my constituency, and the shops are starting to charge money at the ATMs. It is okay for me—I can walk away and refuse to use that ATM—but I understand that some people are trapped, and instead of getting £10, they are getting £8. It is an absolutely scandalous practice that has to end. That issue could be another huge debate in itself.