I have a good deal of sympathy with what the hon. Gentleman says and huge sympathy with those who find themselves in the position of the individual he describes. I will of course meet her. Indeed, I will try to meet others who have been affected by this kind of gambling. It is important that not just gambling companies but all of us take an interest in the way in which this kind of problem gambling is developing. It is very clear that those who are gambling with money they do not have find themselves very quickly in very serious trouble. He will know that the Gambling Commission is at the moment looking at the specific question of gambling on credit. That is a process we have encouraged. I look forward very much to its conclusions. The Government intend to take action on the back of what it says.