My hon. Friend makes two points. The first is that auto-enrolment is a massive success in Tewkesbury, with 23,000 men and women now saving up to 5%—going up to 8% in April—for their long-term retirement. In addition, on fuel poverty, he will be pleased with the warm home discount scheme, which supports over 2 million low-income and vulnerable customers each year with direct assistance with their costs. However, I accept that there is always more that we can do.