My right hon. Friend is absolutely right. I am sure that the Minister has heard her question and will address it in good time.
Never mind whether this is fair. From a financial perspective, the scheme fundamentally does not provide value for money for its members. I implore the Minister not to respond with platitudes about the benefits of the Government’s guarantee for the scheme. We know that it has been beneficial, and as many a former miner from Barnsley will tell us, they know there is no such thing as a free lunch.