I really do not want to enter the blame game, but I am going to start by just reminding the House and putting it on the record that, in 2010, we did inherit a financial mess. [Interruption.] Opposition Members groan but it is a fact. I want to add that I accept that that was also due to the banking crisis and other factors, but we inherited a mess and that mess has taken time. Eight years on, I accept that we are now in power and it is our responsibility to sort out our priorities, which I will come to in a moment.