The hon. Gentleman is making a powerful point. I want to take him back to the threshold figure of £18,600, because it is so unfair, so unequal and so unjust. That is not even the minimum wage, so it deliberately splits up families, depending on the wealth of one person in that family. The Supreme Court says it has a particularly harsh effect on citizens who have lived and worked abroad. Does the hon. Gentleman agree that there is cruelty and callousness at the heart of this Government’s policy?