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I thank my hon. Friend for raising that point. I know she shares my concern that we must ensure that universal credit addresses the needs of the most vulnerable and that, where it needs to be paid directly to landlords, it can be. It is right that we have tried to limit that, but it is also right that we do not have one system that does not take into account the particular needs of the most vulnerable in our society. As we have had the opportunity to discuss, I will be looking further at what else can be done.