I join others who have congratulated the Scottish Faither of the Hoose on his 17 years of service. That is a record that none of the rest of us will be able to achieve, because Scotland will be independent before any other Scottish MPs have served 17 years. Does he share my concern that these closures are taking place in the context of an overall diminishing of our high streets? We are seeing the jobcentre closure programme, for example, and the risks that some post offices are facing, alongside other bank closure programmes and the closure of some high street stores. The Government, as the majority stakeholder, have a responsibility not only for the banking services but for the overall wellbeing of our high streets.