We did take evidence from the Post Office during the inquiry, to assess whether that would be possible in the way that the hon. Gentleman has described. We are not satisfied that this would provide any real alternative. I cite the example of my constituency, which is experiencing severe post office branch cuts. However, there will be transactions, and we managed to secure from the RBS a further commitment to ensure that relevant staff training would be given to sub-postmasters and sub-postmistresses to improve their skills to deal with the increased number of people who will be coming to them for their services.