I am grateful to the hon. Gentleman for his remarks, and I am pleased and satisfied to hear that his Bannockburn branch will be among the 10 that will remain open at least until the end of the year. He is absolutely right to say that there are major issues with the Lending Standards Board when it comes to the consultation, and we were less than satisfied with its explanation why it could not give us any of the information on the closures that had been supplied to it by RBS. There was a full discussion about those issues, and even at this stage, we will try further to secure that information for the hon. Gentleman.