I welcome unreservedly the hon. Gentleman’s Committee’s report. I am pleased to tell the House that earlier today RBS announced its decision, after much discussion, that the Bannockburn branch will now remain open at least until the end of the year. That is something, at least. He has rightly pointed out that there is no financial gain for the Royal Bank of Scotland in closing any of these branches, so does he agree that the Lending Standards Board should immediately publish all its workings in relation to the closure of these RBS branches?